Engagements across banking, wealth management, cross-border strategy, and AI systems. All anonymized - the numbers are real, the names aren't.
Redesigned enterprise risk architecture for one of India's largest private banks. Unified credit, market, and operational risk under a single taxonomy. ML-based credit scoring, scenario stress testing, Basel III compliance six months early.
Built a multi-dimensional credit risk framework for a commercial vehicle portfolio at a multinational bank. Segment-specific models with macroeconomic correlation and geospatial risk mapping - calibrated for India's CV cycle, GST-driven fleet formalization, and infrastructure capex patterns.
Led a Fortune 500 institution's expansion across five Southeast Asian jurisdictions during rapid India-ASEAN corridor growth. Regulatory licensing, corporate structuring, and tax optimization across Singapore, Thailand, Vietnam, Indonesia, and Malaysia.
End-to-end campaign engine that ingests customer data, segments by behavioral clusters using embeddings, and generates personalized content across 22 Indian languages. Replaced traditional RFM segmentation - identifies life-stage transitions that demographics miss entirely.
Portfolio construction and rebalancing system across Indian equities, debt, and alternatives. Continuous signal processing using text embeddings from news, RBI circulars, and corporate filings. Near-real-time optimization built for a market where SIP flows exceed INR 25,000 Cr monthly.
Graph neural network architecture for multi-turn financial advisory conversations. Graph structure captures entity-product-history relationships - clients, portfolios, insurance, real estate, life events, family members - across complex advisory workflows in India's relationship-driven banking culture.